Capped upside, buffered downside
Limits returns after the first 13% of gains
Protects against the first 12% of losses
Annual drag on all outcomes
Your current portfolio allocates 70% to the Russell 1000 and 30% to a standard buffer.
The proposed portfolio eliminates all Russell 1000 index exposure and reallocates a portion, resulting in 85% Brandywine Large Cap and 15% standard buffer.
Across all 18 market return buckets, the proposed portfolio matches or outperforms. The best improvement is +14.7% at a -30% market return, and the narrowest margin is +2.1% at 15%.
Each bar reflects rolling 1-year returns based on historical and actual trading data since 1991. The Russell 1000 uses published index returns. The standard buffer is modeled from its defined outcome parameters. Brandywine Large Cap reflects the fund's actual performance during the market periods that fell within each return bucket.